|  Emma and the Cash CowTopic: Financial Literacy
Grade Level: 1-4
Synopsis
Like most youngsters, Emma doesn't know much about money. When she chases a 20-dollar bill to a land of talking cows and enterprising chickens, Emma and the children in the audience learn money practices that will serve them now and lead them into debt-free futures as adults. Emma fills a void in children's education. A recent national survey showed that only one in six high-school students understood that, over the long run, stocks should generate higher returns than savings bonds. The average score on this test was 48 percent.
Educational Objectives
To show children:
- the value of money
- that money must be securely kept
- the difference between a want and a need
- that people need to carefully decide what to do with money
- jar or envelope budgeting (spend, save-short term, save-long term, give)
- that money can earn interest
- that borrowed money from banks or credit cards costs interest
- what a check is
- that they can earn money
- that purchases must be carefully/thoughtfully made and that when a purchase is made that money is no longer available for other things
- ethical handling of money
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